Homeowners insurance and home warranty are two types of protection for your home that are often confused with each other. Although both provide coverage for unforeseen events, they have different functions. Understanding the difference between home insurance and home warranty is crucial in choosing the right protection for your home.
Homeowners insurance is designed to cover damages caused by unexpected events such as fire, theft, and natural disasters.
It protects the structure of your home and its contents, including personal belongings. However, it doesn’t cover routine maintenance or normal wear and tear that may occur to the systems and appliances within your home. Home insurance also has limitations in coverage, such as flood or earthquake damages, which require additional insurance policies.
A home warranty doesn’t cover structural damages, secondary damages, personal belongings, or appliances/systems that weren’t properly maintained.
A home warranty does cover the repair or replacement of maintained major appliances and systems in your home, such as HVAC, plumbing, and electrical systems. It provides peace of mind knowing that when these systems fail due to normal wear and tear, you won’t have to pay for the repairs or replacements out of pocket.
Elevate Homescriptions provides comprehensive home warranty coverage that includes repair or replacement of major systems and appliances in your home.
Additionally, our exclusive maintenance services, available through our homeowner app, (Available on the App Store and Google Play) keep your home in top condition with convenient services such as window washing, carpet cleaning, pest control, lawn fertilization, and more. Unlike traditional home warranties, Elevate Homescriptions is modern and up to date with the needs of today’s homeowners who want to enjoy their homes like renters and spend less time on home maintenance. We offer customizable home warranty plans and maintenance services tailored to your specific needs and budget, giving you more time to do the things you love. With 24/7 customer service and a network of highly rated, licensed, and insured contractors and technicians, you can trust that your home is in good hands while you focus on making memories with your loved ones.
Ready to take back your time and enjoy the benefits of Elevate Homescriptions? Visit our website now to get a free quote tailored to your home’s needs and budget. Say goodbye to home maintenance headaches and hello to peace of mind. Click here to get started with a customized quote!
Homeowner quote tool link Elevate Homescriptions – Get A Quote (elevatehw.com)