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When it comes to protecting your home, warranties are essential. The two most common types of warranties include home warranty and manufacturer’s warranty. While both offer protection, they differ significantly in terms of coverage and duration. Let’s explore the key differences between a home warranty and a manufacturer’s warranty so the next time you have a breakdown in your home, you know who to call first!

What is a Home Warranty? 

A home warranty is a contract between the homeowner and the home warranty company that provides repair or replacement coverage for major home systems and appliances. A typical home warranty covers items like your HVAC system, plumbing, electrical, kitchen appliances, and more. When a covered item breaks down, you can file a claim with your home warranty company, and they’ll send a qualified service technician to diagnose and fix the problem. 

Elevate Homescriptions also offers maintenance services in addition to its home warranty coverages, adding another layer of protection and value to your home.

Home warranties typically last for one to two years, at which point you can then renew the contract each year for continued coverage. Elevate Homescriptions offers both monthly and annual payment options. Once you have a warranty or subscription, each time you need a repair and create a service request, you’ll also pay a pre-set service call fee. 

What is a Manufacturer’s Warranty? 

A manufacturer’s warranty is a guarantee from the manufacturer that their product will be free from defects or workmanship issues for a specific period of time. For example, if you buy a new refrigerator, the manufacturer might offer a one-year warranty that covers any defects or issues that arise during that first year of ownership. 

A manufacturer’s warranty is typically included in the purchase price of the product and doesn’t require any additional fees. If a covered item breaks down during the warranty period, you can file a claim with the manufacturer, and they’ll repair or replace the product at no cost to you. 

What’s the Difference? 

The key difference between a home warranty and a manufacturer’s warranty is the type of coverage they provide. A home warranty covers multiple systems and appliances in and outside your home. For example, at Elevate Homescriptions, we’ll cover your HVAC system, plumbing, electrical, and more including our maintenance services, while a manufacturer’s warranty only covers the refrigerator you purchased.  Additionally, home warranties typically last for one year and can be renewed annually, while a manufacturer’s warranty is usually limited to one-two years, though you can occasionally extend a manufacturer’s warranty for a period of time. To learn more about extending appliance manufacturer’s warranties, check this article out!  

By being aware of these differences, you can make informed decisions about which warranty option best suits your needs and who to contact first when an appliance or system breaks down. With the right warranty in place, you can have peace of mind knowing that your home and its vital components are protected.